Privacy Policy

In the course of using this website (“Website”), mobile applications or its custom extensions or availing the products and services vide the online application forms and questionnaires available on this Website, ICICI Bank Limited (“ICICI Bank”)/ VERVE Financial Services Private Limited (“India Filings”) and/or their affiliates may become privy to the personal information of its customers, including information that is of a confidential nature. Personal information shall mean any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person (“Personal Information”). Personal Information and information that is of confidential nature, hereinafter collectively referred to as “Information”.

ICICI Bank and India Filings are strongly committed to protecting the privacy of their customers and has taken all necessary and reasonable measures to protect the confidentiality of the customers’ Information and its transmission through the world wide web and it shall not be held liable for disclosure of Information when in accordance with this Privacy Policy or in terms of the agreements, if any, with the customers.

ICICI Bank and India Filings endeavour to safeguard and ensure the security of the Information provided by the customers. This Website uses 128-bit encryption, for the transmission of the Information, which is currently the permitted level of encryption in India. When the Information provided by the customers is not transmitted through this encryption, the customers' system (if configured accordingly) will display an appropriate message ensuring the best level of secrecy for the customer's information.

The customers would be required to cooperate with ICICI Bank and India Filings in order to ensure the security of the Information, and it is recommended that the customers necessarily choose their passwords carefully such that no unauthorised access is made by a third party. To make the password complex and difficult for others to guess, the customers should use combination of alphabets, numbers and special characters (like !, @, #, $ etc.). The customers should undertake not to disclose their password to anyone or keep any written or other record of the password such that a third party could access it.

ICICI Bank and India Filings undertake not to disclose the Information provided by the customers to any person, unless such action is necessary to:

• Conform to legal requirements or comply with legal process;
• Protect and defend ICICI Bank and India Filings or its Affiliates' rights, interests or property;
• Enforce the terms and conditions of the products or services; or

The customers shall not disclose to any other person, in any manner whatsoever, any information relating to ICICI Bank and India Filings or its affiliates of a confidential nature obtained in the course of availing the services through the Website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle ICICI Bank and India Filings or its affiliates to terminate the services, without prejudice to any damages, to which the customer may be entitled otherwise.

ICICI Bank and India Filings will limit the collection and use of customer Information only on a need-to-know basis to deliver better service to the customers. ICICI Bank and India Filings may use and share the Information provided by the customers with its affiliates and third parties for providing services and any service-related activities such as collecting subscription fees for such services, and notifying or contacting the customers regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose the customer Information to one or more agents and contractors of ICICI Bank and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the Information obtained from ICICI Bank and India Filings only for these purposes and ICICI Bank and India Filings agree and covenant that such third parties, agents, contractors etc. shall be subject to the same degree of care to protect the Information of the customer as ICICI Bank and India Filings

Cookie policy

This Website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies that are text files containing small amounts of information {this does not include personal sensitive information} which are downloaded to your device when you visit a website in order to provide a personalised browsing experience. Cookies do lots of different jobs, like allowing users to navigate between pages efficiently, remembering their preferences, and generally improving their browsing experience. These cookies collect information analytics about how users use a website, for instance often visited pages. All information collected by third party cookies is aggregated and therefore anonymous. By using our website user/s agree that these types of cookies can be placed on his/her device. User/s is free to disable/delete these cookies by changing his/her web browser settings. ICICI Bank and India Filings are not responsible for cookies placed in the device of user/s by any other website and information collected thereto.

The customer authorises ICICI Bank and India Filings to exchange, share, part with all information related to the details and transaction history of the customers to its affiliates / other banks / financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold ICICI Bank and India Filings liable for use or disclosure of this Information.